Meet the Team
Chris Lozano
Valerie Lozano
Valerie Lozano
Broker/Owner Since 1995
I relocated to Colorado Springs from Southern California in 1992. I have been serving the Colorado real estate market since 1992 and opened my real estate company in 1995. With extensive experience in closing thousands of transactions across various price ranges, I am well-equipped to assist with your real estate needs. When experience matters, contact us today!
Valerie Lozano
Valerie Lozano
Valerie Lozano
Office Manager
I am the Office Manager and provide support for both The Pine Creek Group, REALTORS, and Colorado Home Mortgage & Financial, Ltd. I handle financial management, marketing, communication, and day-to-day operations for both companies. I look forward to meeting you and helping answer any questions.
Steve Goumas
Valerie Lozano
Steve Goumas
Mortgage Loan Division
Colorado Home Mortgage & Financial, Ltd.
I have served as a Senior Mortgage Loan Originator since 2000. Coming from a military family, I am well-versed in navigating the processes involved in working with veterans and understanding the complexities of VA qualifications.
I am also an expert in FHA and Conventional Financing.
Contact me today!
Our Services
Real Estate Done Right!
Feeling anxious about your property journey? There's no need to worry. Whether you’re preparing to buy or sell, currently in the process, or simply seeking information, our expertise guarantees you’ll have the best experience possible. That’s what we’re passionate about!
Your Colorado Real Estate Experts !
Whether you’re looking for a cozy condo or an expansive property from Denver to Colorado Springs and all of Colorado, we’re here to find the perfect property that is right for you. We maintain an up-to-date list of available properties for you to explore. If you can't find what you are looking for contact us for more options.
Questions?
If you have any questions about affordability, credit, down payment, income, or closing costs, you can rely on us to provide the answers you need quickly. We ensure that you feel informed and confident throughout the entire process.
available homes
1153 ELBRIDGE DR, ELIZABETH COLORADO $630,000
Discover this government-owned HUD home in Elizabeth, Colorado. This property features 4- bedrooms and 3- bathrooms with an open floor plan. It boasts a spacious kitchen and dining area equipped with stainless steel appliances. Additionally, this property is eligible for the $100 down payment program, allowing you to move in with just a $
Discover this government-owned HUD home in Elizabeth, Colorado. This property features 4- bedrooms and 3- bathrooms with an open floor plan. It boasts a spacious kitchen and dining area equipped with stainless steel appliances. Additionally, this property is eligible for the $100 down payment program, allowing you to move in with just a $100 down payment.
Chris Lozano / The Pine Creek Group, REALTORS
Call or text 719-200-5654 or 720-306-1815
2110 CEDAR ST, PUEBLO COLORADO $122,000
This HUD home in Pueblo, Colorado, is a 2-bedroom, 1-bath corner lot with alley access, 2 sheds for extra storage, large windows, and a dining nook. This home qualifies for the $100 down payment program, enabling buyers to move in with a minimal down payment. For more information, please inquire.
Chris Lozano / The Pine Creek Group, REALTORS
Call or text 719-200-5654 or 720-306-1815
22967 E. MINERAL PL, AURORA COLORADO $680,000
22967 E. MINERAL PL, AURORA COLORADO $680,000
22967 E. MINERAL PL, AURORA COLORADO $680,000
Check out this government-owned HUD home in Aurora, Colorado! This is a 3-bedroom, 2-bath home with an open-concept floor plan. Featuring a 2-car garage and a spacious yard surrounding the property. This property qualifies for the $100 down payment program, allowing you to move in with just a $100 down payment. For more information, pleas
Check out this government-owned HUD home in Aurora, Colorado! This is a 3-bedroom, 2-bath home with an open-concept floor plan. Featuring a 2-car garage and a spacious yard surrounding the property. This property qualifies for the $100 down payment program, allowing you to move in with just a $100 down payment. For more information, please inquire.
Chris Lozano / The Pine Creek Group, REALTORS
Call or text 719-200-5654 or 720-306-1815
4251 DOOLEY WAY, COS, COLORADO $380,000
22967 E. MINERAL PL, AURORA COLORADO $680,000
22967 E. MINERAL PL, AURORA COLORADO $680,000
Check out this government-owned HUD home in Colorado Springs! This is a 3-bedroom, 2-bath home on a corner lot. Featuring an open living area with vaulted ceilings and a skylight. This property also features a wooden deck overlooking the backyard. This property qualifies for the $100 down payment program, allowing you to move in with jus
Check out this government-owned HUD home in Colorado Springs! This is a 3-bedroom, 2-bath home on a corner lot. Featuring an open living area with vaulted ceilings and a skylight. This property also features a wooden deck overlooking the backyard. This property qualifies for the $100 down payment program, allowing you to move in with just a $100 down payment. For more information, please inquire.
Chris Lozano / The Pine Creek Group, REALTORS
Call or text 719-200-5654 or 720-306-1815
Contact
Chris Lozano / The Pine Creek Group, REALTORS Broker/Owner www.pinecreekre.com clozano@pinecreekre.com 719-200-5654 / 720-306-1815 Steve Goumas / Colorado Home Mortgage & Financial, Ltd. www.ch-mf.com sgoumas@ch-mf.com 719-650-1064
Today | By Appointment |
Monday - Friday: 9 am - 5 pm
Saturday: By Appointment
Sunday: By Appointment
